This privacy policy explains how Avant Lendings ("we," "us" or "our") collects, uses, shares and protects personal information when you visit our website or submit a loan request. By using the site, you agree to the practices described here. If you do not agree, please do not use the site or submit a request.
Information We Collect
We collect information you enter into the loan request form, contact details you send us, and device and usage data gathered automatically through cookies and similar technologies when you browse the site.
Loan request form information
Our loan request form is operated by a third-party form provider on our behalf. When you complete it, the form provider collects the details you enter, which may include your name, address, date of birth, email address, phone number, Social Security number, income source and amount, employment details, housing status, requested loan amount and purpose, and checking account information. The form provider processes this information under its own privacy notice as well as ours, and you may see that notice inside the form.
Contact information
When you email, call or write to us, we keep your name, contact details and the content of your message so we can respond and keep a record of the conversation.
Device and usage data
We and our service providers automatically collect information such as your IP address, browser type, device type, operating system, approximate location, referring pages, pages viewed, and the date and time of your visit.
Cookies and Similar Technologies
Cookies, pixels and similar tools help our site function, remember your preferences, measure traffic and understand which pages and marketing channels lead visitors to submit a request.
Some cookies are placed by analytics and advertising partners. You can block or delete cookies in your browser settings, though some parts of the site or the form may not work properly if you do.
How We Use Information
Information is used to process your loan request, match you with lenders that may make an offer, communicate with you, operate and improve the site, prevent fraud and meet our legal obligations.
- To share your request with lenders and lending partners and display any offers
- To verify your identity and help detect fraud or misuse
- To send messages about your request and, where permitted, marketing messages
- To analyze site performance and improve our content and form
- To comply with law, respond to legal process and enforce our terms of use
How We Share Information
Information you submit is shared with lenders and lending partners in our network so they can evaluate your request, and with service providers and authorities only as described below.
- Lenders and lending partners. Lenders may use your information to decide whether to make an offer, verify your details, obtain credit reports, and contact you by email, phone or text. Each lender's use of your information is governed by its own privacy policy.
- Service providers. Companies that host the site, operate the form, provide analytics, send messages or help prevent fraud receive only what they need to perform those services.
- Legal and safety reasons. We may disclose information to comply with law, a subpoena or court order, or to protect the rights, property or safety of our users, our business or others.
- Business transfers. Information may be transferred if our business is sold, merged or reorganized.
Because lenders compensate us when we share requests, some state laws may treat this sharing as a "sale" or "sharing" of personal information.
Your Privacy Rights
Residents of California and several other states may have the right to know, access, correct and delete personal information, and to opt out of its sale, sharing or use for targeted advertising.
Depending on your state, you may request the categories and specific pieces of information we hold about you, ask us to correct or delete it, and opt out of the sale or sharing of your information. You will not be treated differently for exercising these rights. Some information may be exempt, such as records we must keep by law or data already shared with a lender, which you must request from that lender.
To submit a request, email [email protected] with the subject line "Privacy Request," and include your name, the email address and phone number you used, and the right you want to exercise. We will verify your identity by matching the details you provide to our records before acting. An authorized agent may submit a request on your behalf with your signed permission. We respond within the time required by applicable law.
Do Not Track
Browser Do Not Track signals are not currently honored by our site, because no common industry standard exists for responding to them, but you can still control cookies through your browser settings.
Where required by law, we treat a recognized opt-out preference signal, such as Global Privacy Control, as a request to opt out of the sale or sharing of information collected from that browser.
Data Security
Reasonable administrative, technical and physical safeguards, including encrypted connections for form submissions, protect the information we and our form provider handle, though no system can be made completely secure.
Please protect your own devices and never share your login or financial details with anyone claiming to work for us. We will not ask for your full Social Security number or bank account number by email or phone.
Data Retention
Personal information is kept only as long as needed to process requests, provide our service, resolve disputes, prevent fraud and meet legal or regulatory record-keeping requirements, and is then deleted or de-identified.
Children's Privacy
Our site is intended only for adults who meet lender age requirements, and we do not knowingly collect personal information from anyone under 18; any such information discovered will be deleted.
Changes to This Policy
Updates to this privacy policy are posted on this page with a revised effective date, and continued use of the site after an update means you accept the revised policy.
Contact Us
Questions about this policy or your information can be sent to our privacy team by email, phone or mail using the contact details below.
Email: [email protected]. Phone: (888) 724-9102. Mail: 9332 Cedar Lane, Suite 868, Atlanta, GA 30303.